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Holy Shit: Adventures In Survival Sex Work And Stimulus Checks

(Image by Jared Rodriguez)

by Jackie and Alex

Jackie’s story, like that of so many, begins with domestic violence, violence she weathers with the help of her sex work. Her son’s father continuously uses abusive financial tactics, severing any ability she’s ever had to gain ground in her life. Her ten-year-long saga has kept her working under the table, which in turn has constantly disqualified her from government perks, benefits, and safety nets, most recently The 2020 Economic Impact Payments, aka the stimulus checks.

In California Family Law, child support is often awarded on a first-come, first-serve basis, and Jackie’s ex demanded an amount that he knew she could not pay. As a young mother with no representation, she had no ability to fight back, and thus began her downward spiral out of mainstream existence. She tried to make her child support payments, but she was caring for her son almost half the week, working, and going to school. Then came garnished wages. She couldn’t afford to live, so she moved her job underground.

She’s not alone; low-income sex workers have complicated financial lives. We often arrive at sex work in the first place because the gray or black markets were our only options. We wake up every day with debt collectors, past convictions, or neglected forms hanging over our heads, but it’s impossible to coherently state exactly how we ended up here. Our individual stories become so dizzying that we had to focus this article on Jackie to keep it digestible; our lives are filled with the type of bureaucratic adventures that enrage and derail us while boring readers.

Sometimes, our entire households or extended families have stories too complicated to relate, even if it all began with a single misstep. For Ana, a young Chicana woman with disabled migrant parents who don’t speak English, the bureaucratic nightmares target multiple generations. She thinks the trouble started with a car accident years ago. Nobody in her house is getting a stimulus check. She says: “It’s not helpful. We used to collect recycling, but we aren’t supposed to anymore. I’d get a panic attack explaining this all to you and it still wouldn’t make sense.”

In Jackie’s situation, her driver’s license was suspended after continued non-payment, further affecting her ability to work and care for her child. Of course, with no license, you cannot insure your vehicle; with no insurance, it’s impossible to register your car. A client added her to his insurance for one month and paid for the registration, which of course expired when the DMV received notice that the insurance was canceled. She had to hope that the tags were enough and that the cops wouldn’t scan her plate. Eventually, she was pulled over.

No credit, no license, no insurance, no registration—the court doesn’t care that it’s nearly impossible to find work under those conditions. Just pay the child support!

Many sex workers face similar spirals, where one situation becomes a multi-year financial disaster. This precludes us from living normal lives while compounding our other vulnerabilities. For example, the stimulus checks are sent out based either on recent tax reports or on receiving specific government benefits such as SSI (Supplemental Security Income), unless you actively choose the option meant for non-tax filers who make under $12,200 a year. Sex worker media written from the perspective of more privileged workers makes it seem so simple for us to pay our taxes! But it should be no surprise that structurally oppressed people, including the multiply marginalized in our community such as transgender and Black sex workers, often can’t or don’t prioritize organizing our financial lives in socially acceptable ways.

Sex Workers: YOU CAN AND SHOULD REQUEST PANDEMIC RELIEF

Eleanor Roosevelt at SheSheShe Camp for Unemployed Women in Bear Mountain, New York. (photo via wikicommons)

So we’re about a month into strip clubs being shut down. Before that, most in-person sex workers had already been worried about the potential of getting or spreading COVID-19 (the illness caused by the coronavirus) at work, and probably noticed a significant dip in business. Most times we’d be SOL when it comes to accessing unemployment benefits, since save for dancers at a handful of strip clubs, we’re not employees on payroll. But that changed when Congress passed the CARES Act in March, which expanded unemployment benefits to independent contractors.

There have been a lot of misleading screenshots and headlines implying that sex workers are excluded from pandemic relief. While it’s true that some adult entertainment businesses are theoretically excluded from the Small Business Administration’s disaster loans, sex workers as workers are just as eligible for stimulus payments and the expanded unemployment assistance that’s out there as any worker. Even if you’ve been operating as a business, you’re eligible as a sole proprietor to apply for unemployment now (Unfortunately, that only goes for citizens and permanent residents. If you are an undocumented worker in need of help, there are a lot of sex worker mutual aid funds that are prioritizing workers who can’t access government aid. Here are a few lists of those funds and resources for finding help. This COVID-19 resource post from Kate D’Adamo on Slixa also has information on other types of help available for all workers, as well as some myth busting on those Small Business Administration loans—you can still apply, and though there’s a chance you’ll be denied, you might just get it. “The definition of that term [“prurient sexual performance”] is based on the application of what’s called the Miller obscenity test,” D’adamo writes, “and a lot of things are actually fine – sex shops, sex educators, probably even strip clubs. Where it gets trying is anything involving the internet, because of competing court decisions that the Supreme Court hasn’t weighed in on.” D’adamo also notes that the whole process is a “clusterfuck” because banks don’t have enough information from the Fed to process applications, and “no one’s getting shit from anyone anytime soon, prurient sex-related or not.”)

There are two main types of assistance for individuals available: The one-time $1200 ($2400 for married couples and an additional $500 per child) Economic Impact Payments from the federal government, and the expanded unemployment benefits that cover the self-employed. Unemployment benefits are administered at the state level, so you’ll need to find your state’s unemployment website to start a claim. Maybe you’ve heard that the pandemic levels of unemployment have swamped unemployment claims? It’s not a great process to begin with, and having to revamp the whole deal hasn’t gone quickly or smoothly. But it’s a good idea to go ahead and start on the process. Supposedly workers will be able to get back payments, so try to get records of everything you can dating back to when you had to stop working due to the pandemic.

Here’s how to get started.

It’s A Good Idea To File Your Taxes

Schedule C and an example of a deductible expense.
Schedule C and an example of a deductible expense.

The filing deadline for your IRS tax return is Tuesday, April 18. You can file for an automatic extension with this form.

In the last couple of weeks I’ve read sex workers on Facebook and Twitter talking about the difficulties they had in getting an apartment, qualifying for a car loan, and signing up for health care because they didn’t have any proof of income. “I don’t get paychecks,” the sex worker might say (unless she is an employee), “So how can I prove how much money I make?” I read dancers telling other dancers to get a strip club manager to write a letter estimating what she makes in a week, and while that might work to buy a car at You Work—You Ride! it won’t help with big leasing companies or the bank.

What will help is having a copy of your tax return. Even before you file it, make a copy of your completed return to have on hand for any occasion that requires proof of income. It doesn’t have to be complicated; if you take a look at the Schedule C and panic at all the deduction categories, if you don’t save receipts for anything, if you haven’t filed in years, if you’ve never filed during your sex working career, just remember this: don’t panic. You can do this. All it is is counting money and adding and subtracting it.

Well. And paying it. That part is no fun. But if you’re filing as a self-employed person, you’re supposed to pay quarterly estimated taxes, which is somewhat better than paying one chunk in April, and hey, at least you don’t have to get depressed looking at a deduction on a paycheck every couple of weeks. OK, it’s unpleasant. There’s really nothing less fun to do with your money than send it to the IRS other than using it to pay for car repairs or dental work.

We are not accounting or tax professionals here at Tits and Sass but I, for one, am a career stripper who had her own tax missteps in the past (the part where I pretty much forgot to file the entire time I was in college) (and I was in college for a long time). If I could get straightened out, so can you. Let me be clear that I’m not urging anyone to pay taxes for any other reason than to make their own life easier. I do, however, want to emphasize how it can make your life easier:

What the hell is going on with Backpage? Part II

(Screenshot of Backpage's July 10th email to users)
(Screenshot of Backpage’s July 10th e-mail to users)

Update: Backpage filed a federal suit today against Cook County Sheriff Tom Dart for violating its free speech and equal protection rights after the Sheriff successfully pressured credit card companies to break with the company this month. In the suit, Backpage requests a preliminary injury, so that credit card processing will be restored to the site immediately; compensation for loss of revenue from credit card transactions this month; and punitive damages.

Free posting

Earlier this month, Backpage responded to American Express, Mastercard, and Visa’s disallowal of charges for adult services ads by offering free posting in that section. In an e-mail to users on July 10th, Backpage informed posters that they can move their ads to the top of the listings for free every 24 hours. Each additional posting within that 24 hours will cost a dollar. A good portion of the mainstream media is characterizing this move as reactionary. An example: “Backpage.com thumbs nose at sheriff [Tom Dart, the Illinois Cook County anti-trafficking zealot who wrote a letter to Mastercard and Visa this month prompting their actions],” as the USA Today headline put it, but many sex workers believe this is the least Backpage can do for them during this difficult time in return for earning $22 million dollars of revenue annually from our escort ads.

However, Katherine Koster of the Sex Worker Outreach Project noted that some sex workers are still having trouble with the new system. For one thing, it seems the free posting is only a privilege granted to those who’d posted a paid ad recently, before the Visa and Mastercard fiasco began. “Other people have shared issues around…not being able to post at all,” Koster told Tits and Sass via a Facebook message.

“Every single day, they [Backpage] keep changing shit, other shit randomly doesn’t work, and it is getting incredibly frustrating to use,” Australian escort Sarah summed up on her tumblr.

Backpage itself specified in its e-mail to users that:

Free and paid ads initially post into the same section and sort by date. After a grace period, free ads change position to the Additional Ads section below the paid ads.

Many adult services posters have found that their free ads become inaccessible to clients quickly after being shunted into the Additional Ads section, far from the top of the ad queue where postings garner the most notice. On July 9th, Sarah wrote that she’d “been having problems all day with some of my Backpage free ads disappearing into the ether, showing as live but not being visible in the category listings.”

Pop Quiz: Can You Do This Stripper Math?

(image via Flickr user mauradotcom)
(image via Flickr user mauradotcom)

This post originally appeared in Maggie McMuffin’s personal Tumblr, All Jazzed Up Like A Catsuit Monarchy.

Here are ten basic problems that I frequently encounter at work. If they aren’t daily problems, they come up weekly or bi-weekly.

Remember to show your work as it appears in your head because you will be doing this math in the dark, in a hurry, with loud music playing.

If the question pertains to a club that works on percentages rather than a flat fee, please show your methods on paper so that if the manager tries stiffing you for 40 bucks you can show them your records. You may not get that 40 dollars but you can at least let them know that you keep track of your money so that they’ll be less likely to stiff you in the future.

Remember to keep track of each and every dance in your head in case a customer tries to argue about how much he owes.